Sharma Family Journal

You’re probably not alone if you got the marketing literature about the “bi-weekly payment plan” and how its going to save you a boat load of money. Since I didn’t want to deal with a third party – I tried to do this through my bank’s bill pay service.

For some strange reason, the mortgage vendors want to block this and make you go through their advertised plan. Their standard party line is: we don’t apply partial payments. You have to go through the hassle of calling customer service and opening tickets to combine the two half payments into one.

Sigh. I’ll be going back to my regular monthly payment plan. This was Citi Mortgage.